Things To Know While Choosing A Bankruptcy Attorney In Houston

When bankruptcy is imminent and you are not sure about how to proceed further, it makes a lot of sense to not ignore the problem and reach out to a bankruptcy attorney in Houston at the earliest. However, even before you reach out to a lawyer for the same, you should also know that there are four main types of bankruptcies and no one lawyer has an expertise in all four types. Out of these four types, two types including chapters 7 and 13 are personal bankruptcy options and the remaining two that are chapter 11 and 12 are for various organizations. Therefore, when you are planning for personal bankruptcy, you should reach out to a lawyer who has an expertise in chapter 7 and 13.

 

The first thing before you finalize a bankruptcy attorney in Houston is to find out about the best bankruptcy attorneys in the area and check which types of bankruptcy each of them works on. Look for an attorney who only works on bankruptcy and not someone who is a general counsel and works on different types of cases. Since bankruptcy is a complicated matter, you would not want to give it in the hands of a generalist. Rather you would aim to find out a specialist who would be able to assist with their expertise on the topic.

 

Next you should ask your bankruptcy attorney in Houston before finalizing them whether they would attend the meetings with the creditors with you. Once the paperwork is complete and the documents have been filed in the bankruptcy court, the court would schedule the meeting with the creditors so that you or your attorney can convince all to give a go ahead for bankruptcy. In case your attorney does not appear in the creditors meeting, you would need a replacement attorney to fill in for your attorney. This is why you should ideally go for one who can appear in the meetings as otherwise you would be required to spend extra money.

 

You should also check with the bankruptcy attorney in Houston you are intending to engage with about what all is included in their fee.Generally, the fee that your attorney is charging would include a flat fee that they would be charging to do the paperwork and file the bankruptcy petition. Nonetheless, the attorney can have a different list of deliverables which may not be a match with your expectations.

 

In such cases, you need to negotiate with them to provide you with what all you need or you need to change the attorney. Some attorneys also finish everything right from start to end at that flat fee and some may ask you a separate fee for every other task that they are undertaking. Once you have understood their payment structure, you can decide whether you want to work with them or not. To read more Alva Wesley-Thomas & Associates, P.C.